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Personal Loans
The Bank has the pleasure to announce the
offering of personal loans which normal
customers or payroll subscribers to benefit
and borrow 3 to 15 times as much as the
salary contracted with the employer. This
borrowing results in interest considered to
be the lowest. To be eligible to this
service, you have to meet some guarantees as
follows:
1.
To sign an agreement between the Bank and
the employer to arrange the relation.
2.
to be guaranteed by two workmates.
3.
to transfer the salaries of the loan-taker
and his two workmates.
4.
to guarantee repayment by those who don't
receive their salaries through the bank,
they have to provide landed security or
guarantee in kind.
The long term for repayment extends to 26
months, allowing you to fulfill the
objectives.
You are really the winner when subscribing
in YCB.
Alhasan Loans
This is a non-interest loan available to all
normal customers or payroll subscribers. The
Bank offers 4 times as much as the salary of
the beneficiary in light of the contract
signed between him and the employer. This
loan enables you to make your dream come
true; you can buy furniture, home appliances
or whatever.
The benefit of such loans is that no
interest is due out of borrowing. The
purchase should be in cash, and the Bank
will buy these things on behalf of the
customers. Then the borrower pays in
installments from his salary.
Every customer is entitled to such a service
if he meets the following requirements:
1.
To sign an agreement between the Bank and
the employer to arrange the relation.
2.
to be guaranteed by two workmates.
3.
to transfer the salaries of the loan-taker
and his two workmates.
4.
to guarantee repayment by those who don't
receive their salaries through the bank,
they to have provide landed security or
guarantee in kind.
Car Loans
Now it is your chance to own the car you
have dreamed about for long. The Bank helps
you realize such a dream. This service is
available to all normal customers or payroll
subscribers who can benefit and borrow as
the salary contracted with the employer
states. The repayment period can extend over
a period of five years once the following
requirements are met:
1.
To sign an agreement between the Bank and
the employer to arrange the relation.
2.
to be guaranteed by two workmates.
3.
to transfer the salaries of the loan-taker
and his two workmates.
4.
The least salary acceptable mustn't be less
than YR 150000 or the equivalent.
5.
The beneficiary must pay 25% of the car.
6.
The car together with the insurance policy
will belong to the Bank.
7.
to guarantee repayment by those who don't
receive their salaries through the bank,
they have to provide landed security or
guarantee in kind.
Urgent Loans
This service given by the Bank to the
payroll subscribers enables them to have
cash advances running up to 3 times as much
as their salaries even if they have borrowed
money from the Bank. The repayment period
extends to six months.
The nature of such loans is to help the
customers to face urgent matters and not to
be involved in high interest loans. The
requirements are as follows:
1.
To sign an agreement between the Bank and
the employer to arrange the relation.
2.
to be guaranteed by two workmates.
3.
to transfer the salaries of the loan-taker
and his two workmates.
Study Loans
Finally, you can achieve your education
attainments without further concerns. YCB is
pleased to announce about its plan to
facilitate the tasks for education seekers
at home or abroad (Malaysia). If you are one
of the Bank's normal customers or payroll
subscriber, you can get a loan 4 times as
much as your salary. Once you find the
school to study in or their agent in Yemen,
the bank will arrange for the payment.
Such loans are without interest, the payment
period extends over twelve months.
You can enjoy such a privilege when the
following items are met:
1.
To sign an agreement between the Bank and
the employer to arrange the relation.
2.
to be guaranteed by two workmates.
3.
to transfer the salaries of the loan-taker
and his two workmates.
4.
to guarantee repayment by those who don't
receive their salaries through the bank,
they have to provide landed security or
guarantee in kind.
Monthly Cash advances
Only if you are payroll beneficiary, you are
entitled to a distinguishing service: the
Bank is pleased to announce its readiness to
help those employees in trouble. If he/she
or one of their relatives is sick, they are
entitled to a loan which doesn't exceed 50%
of their salary, and is due when salaries
are deposited.
For further information on the service, you
may call the Bank free-toll at 800-8000 or
visit our local YCB branch.
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